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The Tampa Bay Areas' Favorite Source for Real Estate and Financing Needs |
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Application and Processing SURVEYS SHOW THAT 60% OF RESPONDENTS RATING COMMONLY USED FORMS RATE MORTGAGE APPLICATIONS AS "DIFFICULT" TO UNDERSTAND! IT'S A LOT EASIER THAN YOU THINK.
Here are a few things that will help. Prior to filling out a loan application (called a Fannie Mae form 1003) get the following together:
Regardless of the the lender (and they will be different from lender to lender) supply proof of your income, investments, assets, and you will have a majority of your work done! Complete the application with as much information as you can. If something is missing, don't worry. We will help you fill in the blanks. The application is about what you're buying and who you are. You do NOT have to fill out the name, address and credit card number for all your credit cards. Put down "see credit report", fill in the total you make in monthly payments and the approximate total balance of all the cards together. For your current car loan and home mortgage write in the lender's name, payment amount and approximate balance (no address or account number is needed). Your lender will get your credit report, and a "loan processor" will re-write the loan application with ALL the names, addresses and account numbers of companies you owe money to. The most important thing for you to do is submit your application simultaneously with all the items mentioned above. Simply submit them to fax 813-217-5325. Doing this will give the lenders everything they need to process your loan. Email us if you want more detailed information. Do yourself a favor and get your loan pre-approved Click here to (Get Pre-Approved.) Call 813-265-2494 or Toll Free 1-877-478-5794 Superior Service to one Satisfied Customer at a Time!
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