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The Tampa Bay Areas' Favorite Source for Real Estate and Financing Needs |
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Choose a Lender AVOID THE BIGGEST MISTAKE: Do not deal directly with a large bank. Large banks have high overhead costs and this fact will be evident on your rates and terms. The Mortgage Broker is the way to go in this day and age. We offer these services to you as well. We suggest you let us shop for you. With access to hundreds of different lenders, we will find the best rate and terms for your loan. Also, unlike many other companies, if we lock a rate and find a better rate before you close, we will unlock and relock with a different lender. Whether your FICO score is less is higher than "800" or lower than "760" we suggest our Mortgage Brokerage Services because we represent hundreds of different lenders. This will give you more opportunity to pick from different loan products that will suit you best. A majority of lenders are "niche" lenders. They like to lend with certain "types" of loans (fixed rate mortgages, adjustable rate mortgages, mortgages with balloon payments, sub-prime loans, etc.). We will help you to determine the type of loan that best suits you. If you're planning on living in a home for the next ten to twenty years don't be looking at an adjustable rate mortgage (unless you need to "qualify" at a lower interest rate). Picking the right lender and the right type of loan is critical. This topic is too extensive to completely address here. We will help simplify the process and present your best options to you. If you have questions just click the link to email us.
Call 813-265-2494 or Toll Free 1-877-478-5794 Superior Service to one Satisfied Customer at a Time!
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