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The Tampa Bay Areas' Favorite Source for Real Estate and Financing Needs |
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Funding CONGRATULATIONS, YOU'RE ALMOST THERE! ESCROW: Before you receive your loan you have to sign ALL of the lenders papers. Most "signings" take place at a title company with the assistance of the escrow officer that handles your closing papers. Some documents will need to be notarized, so be sure and have photo ID with you. IMPORTANT: Make sure the escrow agent double checks all the papers for proper signatures. If your papers go back to the lender with a signature missing your loan will NOT be funded until that signature is received. This can cause delays for days! AVOID MONEY DELAYS: You're going to need "good funds" to close your loan (for down payment and closing costs). Title companies prefer certified funds, (money order, bank certified check, or cashiers check), or funds wired to their trust account prior to closing. If you come in with a personal check expect your closing to be delayed until you return with certified funds. And remember, loan documents expire if they are not signed and returned by a certain time. Be prepared. FUNDING: Once your lender sends funds to the escrow agent they will record the proper documents changing ownership and showing your obligation on the loan, and disperse funds. At this point, we will either be with you or calling you to congratulate you on you finalizing your purchase. Call 813-265-2494 or Toll Free 1-877-478-5794 Superior Service to one Satisfied Customer at a Time!
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